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5 things i learned after 5 months of freelancing

Even though I have a regular 9-5 job working at a magazine I’ve always admired, my side hustle has been especially lucrative lately. I’ve been doing a lot of freelance writing, simultaneously bulking up my portfolio as a writer and making some extra spending money. There’s something wonderfully appealing about freelancing…you can work from home (or anywhere in the world with an Internet connection), have flexibility with deadlines, and get to write about things that interest you.

I know some people do this full time–I’m not sure I ever could, since the money varies month to month, but so far it’s been a great way for me to profit from something I’m passionate about–and something I’d literally be doing¬†for free, anyway (cue: this blog). Here are five things I’ve learned since stepping up my freelance game in June.

1. It will take forever to get paid.

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Between waiting for invoices to be approved and checks to go in the mail, expect to wait a month until you see payment for your story.

2. Keep track of EVERYTHING.

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I write for multiple sites, and it quickly became difficult to keep track of who had paid me and who I still needed to send invoices to. I use Google Sheets to keep track of every story I sell, and note within this document which pieces have been invoiced and paid.

3. Follow up.

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Editors are busy–you’re probably one of many writers they deal with, so if you don’t hear back for a few days, don’t take it personally. Don’t be afraid to follow up…especially if they owe you money.

4. Use a dedicated workspace.

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Some people are good at working from home, and while I like the idea very much, I’m not one of them–though that may change once it gets colder and I don’t want to leave my apartment. If I have an overwhelming amount of work to do, I take my laptop to a local coffee shop and stay there until the battery dies.

5. Pitch as many ideas as you have.

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I send dozens of pitches a week, knowing that only a handful will get picked up. I’ve learned that I have a better chance of getting more stories picked up if I pitch more in the first place!

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boyfriend, Uncategorized

anatomy of a finance douche

NYC is home to a specific breed of a (not so) gentleman I like to call the “finance douche.” Thanks to Wall Street and all of the major banks that call New York home, there are an incredible amount of guys who work “in finance” doing something that makes a ridiculous amount of money without needing to be especially smart. Here’s what makes them tick.

1. They (obviously) studied Finance in college.Or maybe Econ if they couldn’t get into the business program.¬†Probably a private university in the Northeast, maybe Georgetown or UVA.

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2. Interned at Goldman Sachs or JP Morgan. AKA fucked around for a summer on someone else’s dime.

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3. Lives in Murray Hill, FiDI or the Upper East Side with at least two of his college buddies. The rest live in a 4-block radius. They still play beer pong on Sunday afternoons.

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4. Their favorite topic of conversations are a) drunk frat shenanigans; b) Microsoft Excel; c) their alcoholic boss.

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5. Totes an Amex that has an annual fee higher than your rent.

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6. Studied abroad in Dublin¬†or London and doesn’t remember any of it.

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7. Wears Chubbies in a non-ironic way.

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8. Smokes occasional cigarettes in an ironic way.

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Check our more NYC stereotypes here. 

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the latest, Uncategorized

spring cleaning, wallet-style

Spring is finally here! (Knock on wood). It’s almost time to swap out¬†my 8,000 pairs of boots for their open-toe counterparts, swear off hot coffee until October, and retire my (faux) fur coat until next season. Spring is also a great time for…cleaning! Especially cleaning up your finances, now that the holidays are long gone and spring break trips have been paid for. As a college student rapidly approaching graduation, I’ve definitely started feeling pressure to be¬†frugal until I get a job squared away. In the meantime, here are some of my tips for keeping your wallet as full as possible!

1.¬†Turn off auto-reload on your Starbucks card. It sounds brutal, I know, but when things like spending are set to autopilot they become super easy to ignore. Make the most of your Starbucks membership and take advantage of their frequent promotions. My office has a decent coffee machine, so I’ve officially run out of excuses for spending $5 on a latte.

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2. Clean out your closet. Spring is a great time to get rid of shoes, clothes, purses, etc. since you’re probably already swapping winter wear for springtime clothing¬†in your closet. My favorite place to get rid of stuff is eBay, but I’ve heard great things about sites like Tradesy and Poshmark. You can literally post stuff for sale through your iPhone, and drop it in a mailbox once it sells. I’m the laziest person ever and eBay gets my approval for the easiest way to make money.

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3. Cancel any & all magazine subscriptions. As someone who works in the magazine/digital publishing industry, this is a bit painful, but I can’t remember the last time I had a magazine subscription, let alone time to read one. Transition yourself into online content, which is way more fun to read anyway, and take advantage of student access on sites like the New York Times. If you’re a magazine aficionado, or travel a lot and find yourself spending $5 a pop on mags at the airport, definitely look into Texture, an amazing app that has the digital version of (basically) every magazine, every month. It’s $10/month, but could totally be worth it.

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4. Make your credit card work for you. I get the most points back on my credit card for groceries, so that’s primarily what I swipe that baby for.¬†Large credit card companies always have great promotions going on…I know I’ve gotten cash back for registering my Amex in programs like Small Business Saturday and Restaurant Week.¬†If you’re traveling, definitely look into hotel add-on offers, deals on car rentals, and flight promotions. Companies like Credit Card Insider have tons of information¬†on how to get the most out of your credit cards!

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What are your suggestions for financial spring cleaning? I’d love to hear!

All gifs from giphy. 

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